The next step in the process is called data gathering. We collect all of your financial data and make sure we understand what you have, why you have it, and whether you are happy with it.

After data gathering, our team analyzes your current situation and determines the best possible ways to achieve your goals. Sometimes your goals will not be realistic and we will need to make adjustments. It is at this point where we begin to discuss various strategies available to accomplish your goals.

After our analysis and strategy session, we are ready for a plan presentation. This is where you are provided with an objective written financial plan. The plan will contain recommendations and an action plan for achieving your goals. However, even the best financial plan is worthless unless you take the steps necessary to implement the advice. But don't worry, we are with you every step of the way, acting as your financial guides and helping to keep you on track.

We'll implement your strategy, and work closely with you and your other third party professionals to ensure its success. We'll monitor progress and provide ongoing service as your needs and situation change over time.

Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life and the economy changes. We will work with you over the years to help keep your program on track with your changing needs.